Saving is about building your wealth, but at Bank of Hiawassee you don't need a fortune to get started. Earn competitive interest rates on your balance with three free withdrawals per quarter. Interest will be compounded daily and credited to your account quarterly. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Minimum balance to open $25.

A maintenance fee of $3 will be imposed every quarterly statement period if the balance in the account falls below $25 any day of the quarterly statement period.

Transfers to another account owned by the depositor or to a third party via preauthorized or automatic transfer or telephone agreement are limited to six per month or statement period of at least 4 weeks.

No more than three transfers may be made by check, draft, point of sale, debit card, voice response unit, telephone banking, internet banking, bill pay or similar order made by the depositor and payable to third parties.*

An unlimited number of transfers are permitted for certain circumstances.

Statements are sent each month you have an electronic fund transfer transactions, otherwise at least quarterly.

* You will be charged $.50 checks paid fee for each withdrawal exceeding the three allowed per quarter unless you maintain a daily balance of $1,000.