CDs have high yields and are insured up to $250,000 by the FDIC. With a set maturity date, they are an excellent way to save for long-term goals. Our CDs combine security and flexibility with higher returns on your money. Terms range from 90 days to five years.* Interest credited during a term can be withdrawn at any time.** Contact a bank representative for current rates.

* The CD may or may not renew automatically on the maturity date. If the account automatically renews on the maturity date, interest will not accrue after final maturity. For accounts that automatically renew, you must notify us in writing before, or within a ten day grace period after, the maturity date if you do not want the account to automatically renew.

** The annual percentage yield assumes that interest remains on deposit until maturity. A withdrawal of interest will reduce earnings.

Minimum balance to open $500.

You must maintain a minimum balance of $500 in the account each day to obtain the disclosed annual percentage yield.

The CD will mature on the maturity date disclosed to you at account opening. If we consent to a request for a withdrawal that is otherwise not permitted you may have to pay a penalty. The penalty will be an amount equal to the number of days disclosed to you at account opening.

We use the daily balance method to calculate interest on the account. This method applies a daily periodic rate to the principal in the account each day.