Bank of Hiawassee, Blairsville, Blue Ridge

Personal Loans

Backed by more than 100 years' experience of lending in the community, we deliver a complete range of loans with competitive rates and local, flexible decisions that show we truly understand and appreciate your needs.

We invite you to come discuss any lending need you may have. For your convenience, applications for many of our loans are available for download on our Web site. All loans are subject to approval.

Auto Loans

Longing to give you a new perspective from which to experience our scenic surroundings, this loan incorporates careful planning and competitive rates for the boat, automobile or other vehicle that will get you where you want to be.

Land Loans

Sharing your passion to take a piece of land and create so much more, this loan provides the financing to help you acquire your dreams. So whether you're ready to build or simply want to hang on to it for a while, you'll find a plan customized for your land buying needs.

Home Mortgage Loans

As comforting and accommodating as the home you seek to own, our mortgage loans are designed to fit your lifestyle and needs. With competitive fixed or adjustable rates, and tailored monthly payments, we'll make sure the experience of obtaining your first home, second home or investment property is as accommodating as possible.

Home Improvement Loans

Aiming to give you a deeper sense of value, appreciation or simply belonging in your home, this loan offers competitive fixed or adjustable rates and low monthly payments to make a variety of home improvements possible. Whether you'd like to make your home more energy efficient, or enhance its appearance with updates to a bathroom, kitchen or landscaping, this can be a great way to increase the value of your home.

Home Equity Loans and Lines of Credit

Naturally wanting you to get the most out of your money, this loan or line of credit allows you to use the equity built up in your home to fund a wide range of needs. With potential tax-deductible interest and an accommodating repayment schedule, you can seamlessly pay for major home repairs, college education, debt consolidation and much more.

Consult your tax advisor about the benefits available to you.

Personal Line of Credit

Determined to protect you from unforeseen overdraft fees or credit dings, this line of credit will give your accounts automatic access to pre-approved funds should one become overdrawn.

Loan Applications

Click here to download our home mortgage application.

Use this application only for the purchase or refinance of your primary residence. Please sign and complete all applicable fields on the application and submit the application to your local lender or branch.

Click here to download our loan application.

Use this application to purchase a car, boat, or other recreational vehicle, or for a home improvement loan. Also use this application together with the Personal Financial Statement below for the purchase or refinance of consumer real estate that is not your primary residence, purchase or refinance of vacant land. Please sign and complete all applicable fields on the application and submit the application to your local lender or branch.

Click here to download our personal financial statement.

Use this form to submit your personal financial information with either of the above applications to your local lender or branch for the purchase or refinance of consumer real estate that is not your primary residence, purchase or refinance of vacant land. Please sign and complete all fields on the personal financial statement and submit it with your completed and signed application to your local lender or branch. All loans are subject to approval.

Questions?