Personal Lending
When you need money, to pursue a lifelong dream or meet an unexpected expense, Bank of Hiawassee, Blairsville and Blue Ridge is ready to help. Our full range of affordable, flexible lending options enables you to choose the best loan or combination of credit services to give you access to the funds you need. See us for secured loans to purchase cars, boats and recreational vehicles as well as for unsecured loans to finance other special needs.
Linked to the equity you've built in your home, a Bank of Hiawassee, Blairsville and Blue Ridge Home Equity Line or Home Equity Loan may be the most effective and least expensive source of funds for your situation. And best of all, the interest you pay may be tax deductible (Consult your accountant or tax advisor regarding interest deductibility).
Home Lending - Regardless of whether you are looking to build, purchase or refinance your home, our Home Lending Specialist at Bank of Hiawassee, Blairsville and Blue Ridge are ready to assist you with their knowledgeable, quick and efficient service. We offer a wide array of home lending products with affordable and flexible financing options, which include but are not limited to:
- Conventional/Jumbo Mortgages
- FHA/VA and USDA Government Mortgages
- Construction to Permanent Mortgages (one time closing)
- Second Home Mortgages
And more!
Redi-Cash - To safeguard against overdrawing your checking account, Redi-Cash offers worry-free overdraft protection with a personal line of credit. Funds are advanced to your account in multiples of $100 up to your pre-approved credit limit.
Loan Applications
Click here to download our home mortgage application.
Use this application only for the purchase or refinance of your primary residence. Please sign and complete all applicable fields on the application and submit the application to your local lender or branch.
Click here to download our loan application.
Use this application to purchase a car, boat, or other recreational vehicle, or for a home improvement loan. Also use this application together with the Personal Financial Statement below for the purchase or refinance of consumer real estate that is not your primary residence, purchase or refinance of vacant land. Please sign and complete all applicable fields on the application and the Federal Credit Application Insurance Disclosure. Please submit the application and the Federal Credit Application Insurance Disclosure to your local lender or branch.
Click here to download our individual financial statement.
Use this form to submit your personal financial information with either of the above applications to your local lender or branch for the purchase or refinance of consumer real estate that is not your primary residence, purchase or refinance of vacant land. Please sign and complete all fields on the personal financial statement and submit it with your completed and signed application to your local lender or branch. All loans are subject to approval.
