Bank of Hiawassee understands that small businesses have big needs. Sole proprietorships and qualified non-profits can earn a competitive interest rate with a flexible checking account. You concentrate on your company while we take care of the banking.

• Free online banking and unlimited bill pay
• Free image or eVue statement
• Up to 250 free items per month*
• Free MasterMoney Debit Card**
• $50 credit toward first re-order of checks through Harland Clarke***

* First 250 items free, $.25 charge per item in excess.

** Subject to approval.

*** Cost for check printing varies depending on the style of checks ordered.

Minimum balance to open $100.

A maintenance fee of $7 will be imposed every statement period if the balance in the account falls below $500 any day of the statement period. Other fees can apply. Refer to the Other Account Fees Schedule.

We reserve the right to, at any time, require not less than seven days notice, in writing, before any withdrawal from an interest bearing account. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account at any time. If you close your account before interest is credited, you will receive the accrued interest.

Interest will be compounded daily and credited to your account monthly. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items.

If the account is used as an IOLTA Trust Account, then interest (less applicable fees and maintenance fees) will be sent to the Georgia Bar Foundation.

Minimum balance to open $100.

A maintenance fee of $7 will be imposed every statement period if the balance in the account falls below $500 any day of the statement period. Other fees can apply. Refer to the Other Account Fees Schedule.

We reserve the right to, at any time, require not less than seven days notice, in writing, before any withdrawal from an interest bearing account. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account at any time. If you close your account before interest is credited, you will receive the accrued interest.

Interest will be compounded daily and credited to your account monthly. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items.

If the account is used as an IOLTA Trust Account, then interest (less applicable fees and maintenance fees) will be sent to the Georgia Bar Foundation.